The fact is that Ontario insureds, involved in a car accident or collission outside of Ontario but somewhere in Canada or the United States of America, can choose to receive from their own insurance company the Accident Benefits available under their own insurance policy or the equaivalent of the benefits that are available to the residents who live in the jurisdiction where the accident or collision happened.
That Ontarians travel outside of Ontario, either to other provinces or the United States, is a fairly common thing. With travel outside of the province or travel to the United States comes the risk of a motor vehicle accident. Have you ever wondered what your rights would be if you were in a car accident outside in Ontario?
If you find yourself in a situation where you have suffered injuries in an accident outside of Ontario you should not automatically presume that the "rights" you have in Ontario do not apply outside of the province. In some cases you will find that accessing your Accident Benefits, under your own policy, is the best course of action in recovering from your injuries.
Accident benefits include such things as income replacement, medical and rehabilitation coverages, attendant care, death and funeral benefits. These are the benefits that you have the right to access without having to prove fault or start what is commonly understood to be a lawsuit.
Accident benefits include such things as income replacement, medical and rehabilitation coverages, attendant care, death and funeral benefits. These are the benefits that you have the right to access without having to prove fault or start what is commonly understood to be a lawsuit.
Michael K. E. Thiele
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